Loan

Student Loan Calculator

Calculate student loan payments and repayment schedule

Monthly PaymentGrace PeriodPayoff Date

Disclaimer

This calculator is for educational purposes only. Results are estimates based on your inputs. Consult a qualified financial advisor for personalized advice. Read full disclaimer

Enter Loan Details

Total Loan Amount ($)

Interest Rate (%)

Repayment Term (Years)

Grace Period (Months)

Student Loan Payment Formula

Calculate monthly payment with grace period consideration

P = \frac{r \times PV}{1 - (1 + r)^{-n}}

Where:

P

Monthly payment

PV

Loan principal (including grace period interest)

r

Monthly interest rate

n

Number of months

Example:

$30,000 loan at 5.5% for 10 years = $326/month

Related Calculators

Loan Payoff Calculator

Pay off loans faster

Debt Snowball Calculator

Strategic debt payoff

Budget Calculator

Manage your finances

📚 Learn About Student Loans

Understand repayment options and strategies.

Browse Learning Resources →